Ipswich Town may not get a better chance to win promotion than this season, according to a football finance expert.

Blues boss Mick McCarthy has defied the logic that spending brings success – his current play-off chasing squad costing just £10,000 in transfer fees – while Burnley won promotion with a relatively small war-chest last season.

However, the financial landscape is set to change dramatically, following new Financial Fair Play rules that were voted in by 18 of the 24 Championship clubs last week.

From 2016-17, clubs can overspend by £39m over three seasons as they chase the Premier League dream, while those coming down from the top flight currently receive £60m in parachute payments over four seasons.

This newspaper understands the Blues voted against the new rulings and were keen to keep the current model, which will allow clubs to lose a maximum of £6m this season.

“I think we will see more relegated teams going straight back up as they know they can make a much bigger loss, while the likes of Ipswich, Charlton and Sheffield Wednesday are almost being priced out of promotion,” said football finance expert, Rob Wilson.

“I would imagine this season represents one Ipswich’s best chances of promotion.

“The new ruling disappoints me. I have been a staunch supporter of how the Football League has implemented Financial Fair Play differently to the Premier League, it is more restrictive and makes the clubs more financially sustainable.

“We don’t want another Portsmouth situation occurring.”

Premier League clubs can overspend by a huge £105m over three years, meanwhile, increasing the gulf between the top and second tier.

“The Premier League (Financial Fair Play) model seems to have produced a higher degree of competitiveness, with teams taking points off each other,” added Wilson.

“I can’t see that manifesting in the Championship with relegated teams receiving parachute payments on top of being able to overspend by £39m over three seasons.”

He added: “I think Championship FFP will be reviewed, subject to how much pressure is put on from the likes of Charlton and Ipswich who don’t believe the new rulings are fair.”